?

Log in

No account? Create an account
 
 
08 April 2008 @ 10:46 pm
This quarter rocks!  
I've officially reached the point where the only credits I really need to transfer are math. I need to move up one or two 'levels' in math and probably take a 2nd PE class, and I'll be good to transfer to SJSU. So I'm goofing around this semester and taking classes I want to take.

Math is on-line (hooray! No stuffy classroom!) and I'm taking Drawing II, Japanese, and Fiction Writing. I'm only at school Tuesdays, Thursdays, and Friday. It's kinda fantastic.

--

Taxes, on the other hand, blow chunks this year. Thanks to some money shifting and investments I've made, I ended up owing $1200!! Yeesh. What's up with that? I have no money. Maybe I should start doing my own taxes; Dad's not coming up with the right numbers as far as I'm concerned.

Sigh. I have done an awful lot of investing/grown-up money junk this year. Extended a few CDs right before the interest rates started dropping, opened a Roth IRA, set up some accounts with Vanguard.

--

The lower left hole where my wisdom tooth used to be is throbbing and sore. Good thing my post-op appointment is tomorrow, I want Dr. Nix to give me more drugs because that socket is driving me nuts! I wonder if it's a dry socket. I had thought dry sockets were supposed to hurt a lot, but while this has its painful moments overall it isn't too bad. I do feel like I have the Breath of Death, however, and that's supposed to be one of the dry socket symptoms, too.
 
 
 
Zthez on April 9th, 2008 07:44 am (UTC)
Sigh. I have done an awful lot of investing/grown-up money junk this year. Extended a few CDs right before the interest rates started dropping, opened a Roth IRA, set up some accounts with Vanguard.

That's cool; what motivated you to do this? Econ class/friend/parent? And how'd you educate yourself on IRAs etc?
Suzik00kaburra on April 9th, 2008 11:11 pm (UTC)
I inherited some money and don't need it for anything immediate, so I hunted around for a good CD rate and tucked it away for a few years. I just went to the different banks in the area and asked around, and then hunted around on-line to compare rates. There was one website I used that had a really good comparison engine, but I don't have the link anymore. I'll see if I can find it.

My father also decided this would be a good time to transferring assets in my name that he's been holding onto out of a crummy money market account to a better one. He did most of the research and then showed me his results and advised what he thought was the best solution. So while I followed up on what he found I ultimately didn't put as much work into that.

Have you done all this stuff? I still feel like I have so much to learn, but it's really interesting.
Zthez on April 10th, 2008 12:25 am (UTC)
Alas, no. I was looking into investment opportunities a year or two ago, but since August I've been pouring all my money into bills/tuition and don't have anything to invest at this point. The subject IS interesting, though, and I keep looking into it so that I'll be ready once I graduate and have a better cash flow.

Plus, it's just neat to see someone near my own age also interested in IRAs and whatnot.
当て字: 8)ateji on April 18th, 2008 08:02 pm (UTC)
Hooray for savings plans! I just opened a high-interest savings account and I keep forgetting to talk to my credit union about an IRA.